Your Money, Your Move.
Smarter Spending Starts Here.

PingPal is the AI-powered wallet that helps you spend with confidence, not guilt.

  • Instant alerts after every purchase
  • AI insights to spot habits and save more
  • Bank-level security & privacy
  • No budgets. No spreadsheets. Just results.
Trusted by 1,000+ users Secure & Private
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PingPal Hero

Why Choose PingPal?

AI That Cares

Get personalized, friendly nudges-not boring charts. PingPal's AI helps you build better habits, one ping at a time.

Real-Time, Real Results

See your spending instantly. No more waiting for statements or end-of-month surprises.

Private & Secure

Your data is encrypted, never sold, and always under your control. We're privacy-first, always.

🧠 POWERED BY ARTIFICIAL INTELLIGENCE

Intelligence That
Saves You Money

Our AI doesn't just track your spending-it actively helps you spend less through behavioral psychology and pattern recognition.

Advanced Pattern Recognition

Detects impulse buying, emotional spending triggers, and category addictions before they impact your budget.

  • Impulse purchase detection
  • Weekend vs weekday analysis
  • Category addiction alerts
  • Spending acceleration tracking

Real-Time Smart Interventions

Instead of boring notifications, get intelligent messages that help you make better financial decisions.

BEFORE:
☕ Coffee purchased: $6.50
AFTER (AI-ENHANCED):
☕ Coffee break secured! $6.50 at Starbucks. That's your 3rd this week.
💡 Smart Tip: A $2 home brew could save you $135/month!

Intelligent Savings Calculator

See exactly how much you could save with concrete alternatives and behavioral changes.

$135
Coffee Savings
$240
Delivery Savings
$180
Subscription Savings
$555/month
Total Potential Savings

Behavioral Psychology

Built on proven psychology to help you form better habits without feeling restricted or judged.

  • Positive reinforcement, not shaming
  • Actionable alternatives provided
  • Habit formation guidance
  • Gamified saving challenges

Real Results from Real Users

15-30%
Average Savings
$500+
Avg Monthly Saved
92%
Feel More in Control
0
Judgment or Shame
Experience AI Intelligence

Works with 10,000+ banks via Plaid, including:

Chase Bank of America Wells Fargo American Express Citi TD Bank

How PingPal Works

Step 1
Connect your bank

Link in seconds. No passwords stored. Bank-level security.

Step 2
AI watches your spending

Every transaction is analyzed instantly. See your blind spots before they cost you.

Step 3
Get smart pings

Receive friendly, actionable messages. No judgment, just help.

What Our Users Say

"PingPal's AI caught my coffee addiction before I did! Saved me $150 last month with smart tips."

Jessie, NYC

"The pattern recognition is scary good. It spotted my impulse buying and helped me save $400 this month."

Sam, San Francisco

"Finally, a finance app with a brain! The interventions feel like having a smart friend watching out for me."

Alex, Chicago

Ready to let AI help you save money?

Start Saving with AI
No risk. No spam. Just smarter money moves.