How PingPal Works

PingPal makes managing your money effortless. Here’s how we help you spend smarter, in three simple steps.

  1. 1
    Connect your bank securely.
    We use Plaid to link your accounts with bank-level encryption. No credentials are ever stored.
  2. 2
    Get instant, AI-powered insights.
    Every time you spend, PingPal analyzes your transaction and sends you a smart, friendly message-right when it matters.
  3. 3
    See your progress, celebrate your wins.
    Track streaks, unlock badges, and get visual feedback on your habits. No spreadsheets, no stress.
How PingPal Works
Why PingPal? Because your wallet deserves a best friend-brainy, upbeat, and totally judgment-free. No lectures. No guilt trips. Just the perfect nudge, exactly when you need it.
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